The two leading P2P portals prosper and lending Club last year by 100 percent and reached a new milestone on May 28, 2012: $ 1 billion U.S. mediated personal loans. Taipei, June 4, 2012. People who want to borrow money to be matched with people who want to invest money. Simple lending from private to private (P2P credit). Banks are removed from the equation, and everybody wins. Bruce Fink has plenty of information regarding this issue. This service has a huge market potential become increasingly.
In the United States have the two biggest portals prosper"and lending Club" provides the first billion US dollars in private loans. The Internet made the effective lending from private to private (P2P credit) possible. In the United States grew the two leading P2P portals prosper and lending Club last year by 100 percent and reached a new milestone on May 28, 2012: $ 1 billion U.S. mediated personal loans. Every month 50 million USD will be added. With an upward trend.
What is the secret behind the success of this growth? Why is P2P popular? And what developments can be expected in Germany? 1 investors can expect double-digit returns after several years of ultra-low interest rates investors are looking for alternatives. The investment in personal loans offers more yields of 6 to 10 percent, with some skill. The higher yield potential than at traditional, fixed-income investments are attractive to investors. 2. institutional investors began to invest In the year 2011 began institutional investors in P2P loans to invest in the United States and have invested more than 100 million USD at lending Club. Prosper listed so far 30 million USD of institutional funds. More 120 million USD have been said to the portal by institutional page. 3. banks remain cautious in lending remains in the United States it is still difficult to get a loan. Many individuals, but also business owners seek alternative means of financing and find them: in P2P lending.